Sunday, June 27, 2010

When It Rains, It Pours

At the end of May I hurt my back and my neck. Nothing major thank goodness, but enough to send me to the doctor a few times, to physical therapy and to the massage therapist. Cost to me, about $1000.  One of the pets decided it would be fun to break it's leg.  Seriously, the pet broke his leg.  Cost to the vet for X rays, casting, meds, $500.  I'm lucky that the dog did not need orthopedic surgery. My primary vet (that I am slowly losing confidence in) sent me to a specialist muttering something about pins and screws.  I was having night sweats, surgery would have been a around $1,000.  The specialist told me the dog could get by on a cast and lots of crate rest.  Where did this money come from.  My now depleted E fund. 

What happens next, my boss holds a meeting to tell the staff that the business will be changing, one partner leaving, and everyone's hours cut, mine included.  Actually, as I posted earlier, the office is on the brink of shutting down unless plans, B, C, D somehow come to fruition.

I knew there was a reason I never put that application in for the FHA loan.

The good news of the past month.

I have pretty much recovered from my neck and back issue, the dogs leg has healed, and while I have no
 E-fund anymore, I am at least current on all my financial obligations.

I still want to spend most of my free time huddled under the pillows watching Grey's Anatomy re-runs.

More  on what's happening later

16 comments:

singlemom said...

that a rough month! I can't wait for Grey's to start again :)

Emsybaby said...

just think of it this way, it cant get much worse!

Bennie Sawrey said...

I hope your back and neck feel better. It can be difficult to feel pain and not have the money to remedy it. Good thing you are starting to survive financially. Just maintain the momentum, step-by-step.

Los Angeles Bankruptcy Lawyers said...

It is important to understand the advantages and disadvantages of credit card bankruptcy. This option should only be used as a last resort. Thanks for sharing!

My money's gone said...

Well, let's face it, we're living in really rough times. I can easily relate to what you're writing about, as the employment in my company is going to shrink as well. Personally, I feel that in these troubled times, it's better to stay on the watch all the time. In other words, better get your resume prepared all the time, instead of getting a look into it the very moment you lost your job.

Jaden Allred said...

I read your money progress on the side of your blog and I think you are doing well. Any update on your financial situation? Based on your blog, I think you are managing nicely. It is hard to cope with a jobless situation. But as Bennie said, taking everything slowly, one day at a time, can be the answer.

Cade Culpepper said...

You may have gone bankrupt, but it doesn’t mean that it’s the end of the world for you. See? You proved it to yourself. You were able to bounce back and live a new life. I really hope that you’re doing great now! ;) After what happened, I am sure you learned pretty well how to make great decisions when it comes to your finances.

QUALITY STOCKS UNDER 5 DOLLARS said...

Said very well.

Kosal Da said...

This is some great information. I was wondering, do you know of a good bankruptcy attorney located in Gilbert?

Anonymous said...

I think you should try A again! I'd like to make a pair this summer, although it's pretty scary. But you've had so much success lately that I bet you'd knock 'em out of the park! I like the top pair, in particular.
everbuying.com

ss said...

I think you should try A again! I'd like to make a pair this summer, although it's pretty scary. But you've had so much success lately that I bet you'd knock 'em out of the park! I like the top pair, in particular.
Wigs

Michelle Thornton said...

That sounds like a rough time of things. That is too bad. I also feel like when it rains it pours. We had to file for bankruptcy in Canada and it was no fun at all. But, while we were dealing with that mess, it seemed that every other thing that could fall apart did fall apart. Keep your head up!

jackrider said...

Your blog has been an interesting read. I am studying to become a lawyer doing bankruptcy in Edmonton. So I do enjoy reading you blog occasionally.

William Walker said...

I had a friend that went through a recent bankruptcy in Canada. Do you know what I can do to help him.

Kurt Cooks said...

Thanks for the tips about bankruptcy! I can't wait to use them.

William | http://www.gregorydavieslaw.com/

Wayne Parker said...

It really does pour when it rains. I wish you the best of luck. These times are tough, but you can work through it. I'm sure bouncing back from bankruptcy is tough.

Wayne. | http://www.omdlaw.com/chapter_7_bankruptcy.html