One goal I had post BK was to qualify for credit again. Why many of you may ask when you filed Bankruptcy? Well, for a couple reasons. The big one is if I can get credit at reasonable rates and not have issues again, it's one of my ways that I will have bounced back. I was able to get a car loan, albeit at a slightly higher (well much higher) rate than I would have liked and I do now have a credit card.
I've been waffling in my decision to go forth with the application for the FHA rehab loan. I have all my paperwork that I know they will need, but I have not yet made that final leap. Why, well I'm not 100% sure. The lender is either going to say yes or say no. I guess it's because I'm going through one of my I- doubt -myself- phases. I'm feeling a bit down about life, work, both full and part time~ things just feel so stagnant and not like all is good and smooth, but all is sludgy. Is sludgy a word? And when I feel this way, I don't take rejection well at all. Right now I don't want to get "rejected" even though I know it is a possibility with the FHA loan.
Sooo what is Betty to do? Well I'm going to allow myself a few more days of self pity and then I am going to take out that extensive to do list of home repairs and remind myself that I simply can not do them by my lonesome or even do many of them with a friend or helper bee. These are home repairs that really can't be put aside much longer. I'm hoping this will motivate me to put in the application, cross my fingers, light a candle and hope for the best!